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Medigap Plan F

Senior Benefit Solutions; Medigap Plan F

Medigap Plan F provides the most comprehensive coverage for Medicare Beneficiaries. It pays for the deductibles associated with Medicare Parts A and B, copays, and coinsurance. Beneficiaries with this plan have no out-of-pocket expenses on covered services.

What does Medicare Supplement Plan F cover?

Medigap Plan F has the most comprehensive coverage of all the Medigap plans.
Plan F covers:

Part A coinsurance and up to an additional 365 days of hospital costs after Medicare benefits are exhausted

  • Part B coinsurance/copayment
  • Blood (3 pints)
  • Part A hospice coinsurance/copayment
  • Skilled nursing facility care coinsurance
  • Part A deductible
  • Part B deductible
  • Part B excess charge
  • 80% of foreign travel exchange
  • No out-of-pocket limit

All these benefits make Plan F the most popular Medigap plan. There is no gap left behind with this plan – it will cover all out-of-pocket expenses.

Couple of seniors traveling outside the U.S. and take a selfie on a beautiful beach with a mountain, knowing that their Medicare Supplement Plan has them covered.
Medicare Supplement Plans can allow you to travel outside of the U.S.

Are Medicare Supplement Plans worth it?

That depends. There is no one answer for anything associated with Medicare. A Medigap plan is worth it if it covers all of your needs and you can afford the premiums.

Generally speaking, Medigap plans have a higher premium than Medicare Advantage plans. This higher premium may be worth it to you if you want to:

  • Choose your own doctor
  • Never need a referral
  • Have a guaranteed renewal
  • Travel outside of the U.S.

Talk to a specialist at Senior Benefit Solutions. We can help you decide if a Medicare supplement plan makes sense for you.

How much can I save with a Medicare Supplement Insurance Plan?

A Medicare supplement is going to save you at least 20% of out-of-pocket expenses. If you enroll in a Medigap plan that pays your Part A deductible, you’ll save another $1384 (the Part A deductible as of 2021).
Those numbers alone likely save you quite a bit of money just after one hospital visit.

If you choose to enroll in a plan with Senior Benefit Solutions, we’ll find you a competitive rate for the plan of your choosing, saving you even more.

We compare rates with all the Carriers

The Most Affordable Medicare Plans in your Area